/* ==========================================================================
   Covenant Tax Reduction Strategies — shared stylesheet
   ========================================================================== */

:root{
  --navy:#0f2340;
  --navy-deep:#0a1830;
  --navy-mid:#1b2a45;
  --ink:#1b2533;
  --muted:#5b6b80;
  --accent:#e83828;
  --accent-dark:#c92d1e;
  --accent-soft:#fdeceb;
  --light:#f4f6fa;
  --line:#e3e8ef;
  --white:#fff;
  --footer-text:#aab7c9;
  --radius:10px;
  --radius-lg:14px;
  --maxw:1216px;
  --shadow:0 2px 10px rgba(15,35,64,.06);
}

*,*::before,*::after{box-sizing:border-box;}

html{scroll-behavior:smooth;}

body{
  margin:0;
  font-family:'Inter',system-ui,-apple-system,'Segoe UI',sans-serif;
  font-size:17px;
  line-height:1.65;
  color:var(--ink);
  background:var(--white);
  -webkit-font-smoothing:antialiased;
}

img{max-width:100%;display:block;}

h1,h2,h3,h4{
  font-family:'Libre Baskerville',Georgia,serif;
  color:var(--navy);
  line-height:1.2;
  margin:0 0 .6em;
  font-weight:700;
}
h1{font-size:57.6px;line-height:1.1;}
h2{font-size:37.6px;}
h3{font-size:21px;}
p{margin:0 0 1.2em;}

a{color:var(--accent);text-decoration:none;font-weight:600;font-size:inherit;}
a:hover{color:var(--accent-dark);text-decoration:underline;}

.container{width:100%;max-width:var(--maxw);margin:0 auto;padding:0 24px;}

.skip-link{
  position:absolute;left:-9999px;top:0;background:var(--accent);color:#fff;
  padding:10px 16px;z-index:999;
}
.skip-link:focus{left:0;}

:focus-visible{outline:3px solid var(--accent);outline-offset:2px;}

/* ---------- Buttons ---------- */
.btn{
  display:inline-flex;align-items:center;gap:10px;
  font-family:inherit;font-size:15.5px;font-weight:600;
  padding:16px 28px;border-radius:var(--radius);border:2px solid transparent;
  cursor:pointer;transition:background .18s,color .18s,border-color .18s;
  text-decoration:none;
}
.btn:hover{text-decoration:none;}
.btn-primary{background:var(--accent);color:#fff;}
.btn-primary:hover{background:var(--accent-dark);color:#fff;}
.btn-outline{background:transparent;color:#fff;border-color:rgba(255,255,255,.5);}
.btn-outline:hover{background:rgba(255,255,255,.12);color:#fff;border-color:#fff;}
.btn-sm{padding:13px 24px;}

/* ---------- Eyebrow ---------- */
.eyebrow{
  display:flex;align-items:center;gap:14px;
  font-size:13px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;
  color:var(--accent);margin:0 0 18px;
}
.eyebrow::before{content:"";width:38px;height:2px;background:var(--accent);flex:none;}
.eyebrow.center{justify-content:center;}

/* ---------- Top bar ---------- */
.topbar{background:var(--navy-deep);color:#cfd8e4;font-size:14px;}
.topbar .container{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:42px;flex-wrap:wrap;}
.topbar-left,.topbar-right{display:flex;align-items:center;gap:26px;}
.topbar a{color:#cfd8e4;font-weight:400;}
.topbar a:hover{color:#fff;text-decoration:none;}
.topbar span,.topbar a{display:inline-flex;align-items:center;gap:8px;}
.topbar svg{width:15px;height:15px;stroke:var(--accent);fill:none;stroke-width:1.8;}

/* ---------- Header ---------- */
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.97);backdrop-filter:blur(6px);border-bottom:1px solid var(--line);}
.site-header .container{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:86px;}
.logo img{width:211px;height:auto;}
.main-nav ul{display:flex;align-items:center;gap:32px;list-style:none;margin:0;padding:0;}
.main-nav a{color:var(--ink);font-weight:500;font-size:17px;}
.main-nav a:hover{color:var(--accent);text-decoration:none;}
.main-nav a[aria-current="page"]{color:var(--accent);}
.nav-cta{margin-left:8px;}
.nav-toggle{
  display:none;background:none;border:0;padding:8px;cursor:pointer;color:var(--navy);
}
.nav-toggle svg{width:28px;height:28px;stroke:currentColor;stroke-width:2;fill:none;}

/* ---------- Hero ---------- */
.hero{position:relative;color:#fff;overflow:hidden;background:var(--navy);}
.hero-img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;}
.hero::after{
  content:"";position:absolute;inset:0;
  background:linear-gradient(100deg,rgba(10,24,48,.94) 25%,rgba(10,24,48,.72) 50%,rgba(10,24,48,.30) 100%);
}
.hero .container{position:relative;z-index:2;padding-top:120px;padding-bottom:130px;}
.hero-inner{max-width:640px;}
.hero h1{color:#fff;margin-bottom:.4em;}
.hero h1 em{font-style:italic;color:var(--accent);}
.hero-lead{font-size:19px;color:#dde4ee;max-width:600px;margin-bottom:34px;}
.hero-actions{display:flex;flex-wrap:wrap;gap:14px;margin-bottom:30px;}
.hero-call{display:flex;align-items:center;gap:10px;font-size:16px;color:#dde4ee;}
.hero-call svg{width:18px;height:18px;stroke:var(--accent);fill:none;stroke-width:1.8;}
.hero-call a{color:#fff;text-decoration:underline;}

/* ---------- Stats ---------- */
.stats{border-bottom:1px solid var(--line);}
.stats-grid{display:grid;grid-template-columns:repeat(4,1fr);}
.stat{text-align:center;padding:46px 18px;border-right:1px solid var(--line);}
.stat:last-child{border-right:0;}
.stat-num{font-family:'Libre Baskerville',Georgia,serif;font-size:44px;font-weight:700;color:var(--navy);line-height:1;}
.stat-label{margin-top:12px;font-size:13px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);}

/* ---------- Sections ---------- */
.section{padding:96px 0;}
.section-light{background:var(--light);}
.section-navy{background:var(--navy-deep);color:#dde4ee;position:relative;overflow:hidden;}
.section-navy h2,.section-navy h3{color:#fff;}
.section-head{max-width:720px;margin:0 auto 56px;text-align:center;}
.section-head p{color:var(--muted);font-size:17px;}

.two-col{display:grid;grid-template-columns:1.05fr 1fr;gap:64px;align-items:center;}
.lead-body p{color:var(--muted);}

/* Checklist card */
.check-card{background:var(--light);border-left:4px solid var(--accent);border-radius:var(--radius-lg);padding:34px 32px;}
.checklist{list-style:none;margin:0;padding:0;display:grid;gap:18px;}
.checklist li{display:flex;align-items:flex-start;gap:14px;font-weight:600;color:var(--navy);}
.checklist .tick{
  flex:none;width:26px;height:26px;border-radius:50%;background:var(--accent);
  display:flex;align-items:center;justify-content:center;margin-top:1px;
}
.checklist .tick svg{width:14px;height:14px;stroke:#fff;stroke-width:3;fill:none;}
.section-navy .checklist li{color:#fff;font-weight:400;}

/* ---------- Service cards ---------- */
.service-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;}
.service-card{
  background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);
  padding:32px 26px;display:flex;flex-direction:column;
}
.service-icon{
  width:50px;height:50px;border-radius:12px;background:var(--accent-soft);
  display:flex;align-items:center;justify-content:center;margin-bottom:22px;
}
.service-icon svg{width:24px;height:24px;stroke:var(--accent);fill:none;stroke-width:1.7;}
.service-card h3{font-size:20px;margin-bottom:.6em;}
.service-card p{color:var(--muted);font-size:16px;}
.card-link{margin-top:auto;display:inline-flex;align-items:center;gap:8px;font-size:15px;}
.card-link svg{width:15px;height:15px;stroke:currentColor;stroke-width:2;fill:none;}
.service-card.dark{background:var(--navy-deep);border-color:var(--navy-deep);}
.service-card.dark h3{color:#fff;}
.service-card.dark p{color:#c3cedd;}

/* ---------- Featured program ---------- */
.section-navy .blob{
  position:absolute;right:-120px;top:40px;width:420px;height:420px;border-radius:50%;
  border:70px solid rgba(232,56,40,.10);
}
.featured-grid{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:start;position:relative;z-index:2;}
.featured-text p{color:#c3cedd;}
.stat-cards{display:grid;grid-template-columns:1fr 1fr;gap:22px;}
.stat-card{background:var(--navy-mid);border:1px solid rgba(255,255,255,.09);border-radius:var(--radius-lg);padding:28px 26px;}
.stat-card .big{font-family:'Libre Baskerville',Georgia,serif;font-size:42px;font-weight:700;color:#fff;line-height:1.1;margin-bottom:12px;}
.stat-card p{margin:0;font-size:15px;color:#c3cedd;}

/* ---------- Money / math ---------- */
.money-grid{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center;}
.money-card{background:var(--light);border-radius:var(--radius-lg);padding:44px 44px 48px;}
.math-row{display:flex;align-items:center;gap:16px;margin-bottom:16px;flex-wrap:wrap;}
.math-box{flex:1 1 180px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:16px 20px;}
.math-box .label,.math-total .label{font-size:12px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);}
.math-box .value{font-family:'Libre Baskerville',Georgia,serif;font-size:28px;font-weight:700;color:var(--navy);}
.math-x{font-size:20px;color:var(--muted);}
.math-total{background:var(--navy);border-radius:var(--radius);padding:18px 22px;margin-bottom:22px;}
.math-total .label{color:#aab7c9;}
.math-total .value{font-family:'Libre Baskerville',Georgia,serif;font-size:32px;font-weight:700;color:#fff;}
.note{color:var(--muted);font-size:16px;margin:0;}

/* ---------- Quote form ---------- */
.quote-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:60px;align-items:start;}
.contact-line{display:flex;align-items:center;gap:18px;margin-bottom:22px;}
.contact-ico{
  flex:none;width:46px;height:46px;border-radius:50%;background:var(--accent-soft);
  display:flex;align-items:center;justify-content:center;
}
.contact-ico svg{width:20px;height:20px;stroke:var(--accent);fill:none;stroke-width:1.8;}
.contact-line .label{font-size:12px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);}
.contact-line a{color:var(--navy);font-weight:600;}

.form-card{
  background:#fff;border:1px solid var(--line);border-top:4px solid var(--accent);
  border-radius:var(--radius-lg);padding:38px 36px;box-shadow:var(--shadow);
}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:22px;}
.field{margin-bottom:22px;}
.field label,.fieldset-legend{display:block;font-size:15px;font-weight:600;color:var(--navy);margin-bottom:8px;}
.field input,.field select,.field textarea{
  width:100%;font-family:inherit;font-size:16px;color:var(--ink);
  padding:13px 14px;border:1px solid #cfd7e2;border-radius:var(--radius);background:#fff;
}
.field textarea{min-height:100px;resize:vertical;}
.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--accent);outline:none;box-shadow:0 0 0 3px rgba(232,56,40,.15);}
fieldset{border:1px solid #cfd7e2;border-radius:var(--radius);padding:16px 18px 6px;margin:0 0 22px;}
legend{font-size:15px;font-weight:600;color:var(--navy);padding:0 6px;}
.check-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px 22px;}
.check-opt{display:flex;align-items:flex-start;gap:10px;font-size:16px;margin-bottom:10px;}
.check-opt input{margin-top:5px;accent-color:var(--accent);}
.form-card .btn{width:100%;justify-content:center;}
.consent{display:flex;align-items:flex-start;gap:10px;font-size:15px;color:var(--muted);margin-bottom:22px;}
.consent input{margin-top:5px;accent-color:var(--accent);}

/* ---------- Footer ---------- */
.site-footer{background:var(--navy-deep);color:var(--footer-text);font-size:15px;padding:72px 0 0;}
.footer-quote{max-width:900px;}
.footer-quote blockquote{
  margin:0 0 14px;font-family:'Libre Baskerville',Georgia,serif;font-style:italic;
  font-size:28px;line-height:1.45;color:#fff;
}
.footer-quote cite{font-style:normal;font-size:13px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--accent);}
.footer-divider{border:0;border-top:1px solid rgba(255,255,255,.12);margin:48px 0;}
.footer-grid{display:grid;grid-template-columns:1.6fr 1.3fr 1fr 1fr;gap:40px;}
.footer-logo img{width:203px;}
.footer-brand p{margin:22px 0 0;}
.footer-grid h2{font-size:13px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:#fff;font-family:'Inter',sans-serif;margin-bottom:18px;}
.footer-grid ul{list-style:none;margin:0;padding:0;display:grid;gap:12px;}
.footer-grid a{color:var(--footer-text);font-weight:400;}
.footer-grid a:hover{color:#fff;text-decoration:none;}
.footer-contact li{display:flex;align-items:flex-start;gap:10px;}
.footer-contact svg{width:17px;height:17px;stroke:var(--accent);fill:none;stroke-width:1.8;flex:none;margin-top:4px;}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:52px;padding:28px 0 40px;font-size:14px;}
.footer-bottom-row{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;}
.footer-bottom a{color:var(--footer-text);font-weight:400;}
.footer-bottom a:hover{color:#fff;}
.disclaimer{margin:18px 0 0;font-size:13.5px;color:#8b99ab;line-height:1.6;}

/* ---------- Simple inner page header ---------- */
.page-hero{background:var(--navy-deep);color:#dde4ee;padding:74px 0;}
.page-hero h1{color:#fff;font-size:44px;}
.page-hero p{max-width:720px;color:#c3cedd;margin:0;}
.prose{max-width:820px;}
.prose h2{font-size:28px;margin-top:1.6em;}
.prose p,.prose li{color:var(--muted);}

/* ---------- Responsive ---------- */
@media (max-width:1024px){
  h1{font-size:44px;}
  h2{font-size:31px;}
  .service-grid{grid-template-columns:repeat(2,1fr);}
  .two-col,.featured-grid,.money-grid,.quote-grid{grid-template-columns:1fr;gap:40px;}
  .footer-grid{grid-template-columns:1fr 1fr;gap:36px;}
  .stats-grid{grid-template-columns:1fr 1fr;}
  .stat:nth-child(2){border-right:0;}
  .stat:nth-child(1),.stat:nth-child(2){border-bottom:1px solid var(--line);}
}

@media (max-width:860px){
  .nav-toggle{display:block;}
  .main-nav{
    position:absolute;top:100%;left:0;right:0;background:#fff;
    border-bottom:1px solid var(--line);box-shadow:0 10px 24px rgba(15,35,64,.08);
    display:none;padding:14px 24px 24px;
  }
  .main-nav.open{display:block;}
  .main-nav ul{flex-direction:column;align-items:stretch;gap:0;}
  .main-nav li{border-bottom:1px solid var(--line);}
  .main-nav li:last-child{border-bottom:0;}
  .main-nav a{display:block;padding:14px 0;}
  .nav-cta{margin:16px 0 0;}
  .main-nav .btn{width:100%;justify-content:center;}
}

@media (max-width:640px){
  body{font-size:16px;}
  h1{font-size:34px;}
  h2{font-size:26px;}
  .section{padding:62px 0;}
  .hero .container{padding-top:70px;padding-bottom:80px;}
  .hero-lead{font-size:17px;}
  .hero-actions .btn{width:100%;justify-content:center;}
  .stats-grid{grid-template-columns:1fr;}
  .stat{border-right:0;border-bottom:1px solid var(--line);padding:30px 16px;}
  .service-grid{grid-template-columns:1fr;}
  .stat-cards,.form-row,.check-grid{grid-template-columns:1fr;}
  .footer-grid{grid-template-columns:1fr;}
  .money-card{padding:28px 22px 32px;}
  .form-card{padding:26px 20px;}
  .footer-quote blockquote{font-size:21px;}
  .topbar-left{display:none;}
  .topbar .container{justify-content:center;}
  .topbar-right{gap:16px;flex-wrap:wrap;justify-content:center;font-size:13px;}
  .logo img{width:170px;}
}